Plan comparison

International
Benefit Limit
Gold & Asia Deluxe (USD)
SILVER (USD)
Cancellation of Trip. We will pay your travel and accommodation costs that you've already been paid for in advance if the traveler must unavoidably cancel their entire journey.
5'000
2'000
Travel Delay. Zurich will provide a certain amount of compensation in the event of any period of time delay.
30/6 consecutive hours of delay, maximum 500
Extra Re-routing Cost Cover. We will pay transportation costs for traveler to reach the destination in accordance with the itinerary.
1'000
500
Extra Hotel Cost Cover Due To Travel Delay. We will pay the accommodation fee due to travel delay if there is needed.
200
Baggage Delay. We will provide a certain amount of compensation in case of baggage delays for any given period / hour.
50/6 consecutive hours of delay
Curtailment of Trip. We will pay for the upfront ticket and accommodation If a traveller must unavoidably abandon their journey while abroad and return to Indonesia.
5'000
2'000
Personal Accident Cover. We will pay benefits if traveler suffers injuries during the trip.
100'000
35'000
Loss of Income. In the event of an accident during the trip and traveller can not perform normal work duties as directed by doctors, Zurich will pay for these benefits.
100/week, maximum 1,200
Credit Card Protection. We will pay for this benefit if a traveler dies from an accident during the trip.
1'000
500
Medical Expense Reimbursement
100,000
35,000
Sublimit for treatment by Herbalist, Acupuncturist, Bonesetter and Chiropratic on injuries: USD 100
Overseas Hospital Daily Cash Benefit
25/day, maximum 300
Automatic Policy Period Extension. We will automatically extend the policy 30 days after the policy period ends, if the traveler is seriously ill, without additional premium.
30 days
Compassionate Visit Airfare. We will pay for return ticket economy class to bring 1 person from the family if the traveller must be hospitalized abroad for a minimum of 7 days continuously.
1 economy class return airfare
Compassionate Visit Accomodation. Zurich will also pay accommodation fee for one person of the family of traveler.
200/day, maximum 1,400
200/day, maximum 1,000
Emergency Medical Evacuation. Zurich may decide at their discretion that the condition of the traveler is sufficiently serious during their journey
Actual Cost
Emergency Medical Repatriation. We may decide at their discretion that the condition of the traveler is sufficiently serious as to require emergency medical repatriation to home country or Indonesia If a traveler is injured or becomes ill abroad during their journey
Actual Cost
Follow Up Medical Treatment in Indonesia. We will provide reimbursement for medical treatment in Indonesia within 30 days.
2'500
1'750
Compassionate Death Visit
1 economy class return airfare and actual hotel accomodation up to 200/night, maximum 3,000
Return of Children
1 economy class one way airfare
Repatriation of Mortal Remains.
Actual Cost
Compassionate Death Cash Cover
1'000
Personal Baggage Cover
2,000 (250/item, 500 for laptop computer
1,500 (250/item, 500 for laptop computer)
Sublimit for Personal Baggage Cover in Unattended Vehicle: 1,000
Sublimit for Personal Baggage Cover in Unattended Vehicle: 750
Loss of Money
300
150
Loss of Travel Documents, Ticket or Credit Cards
300 (15 for Driving License or Credit Card)
150 (15 for Driving License or Credit Card)
Golf Equipment
300
200
Golf Hole-In-One
200
100
Loss of Home Contents due to Burglary
2,000 (300 per movable item)
1,000 (300 per movable item)
Personal Liability
100'000
35'000
Immediate Third Party Medical Expenses
250
100
Terrorism Cover
Yes
Domestic
BENEFIT LIMIT
GOLD (IDR)
SILVER (IDR)
Medical Expenses due to sickness and accident (Deductible: IDR 500,000)
10'000'000
5'000'000
Emergency Medical Evacuation
40'000'000
20'000'000
Emergency Medical Repatriation
40'000'000
20'000'000
Repatriation of Mortal Remains
40'000'000
20'000'000
Personal Accident Cover
50'000'000
25'000'000
Loss of Check-In Baggage
200,000/kg max 2,000,000
100,000/kg max 1,000,000
Travel Delay
200,000/6 hours, max 1,000,000
100,000/6 hours, max 500,000
Cancellation of Trip
5'000'000
2'500'000
Golf Equipment Cover: - Cover for loss or damage of golfing equipment
2'000'000
1'000'000
Golf Equipment Cover: - Covers Entertainment expenses in achieving Hole in One
2'000'000
1'000'000